One of my family members is in Iraq, he had just barely gotten over there, when his house caught fire with his wife and young son asleep inside. His wife woke up and got their son out and the fire department managed to save the structure. They have major damage with tons of clean up work to be done.
They had insurance that was purchased from a company that allowed wood stoves, that is why they had used this particular company. They thought that they had protection for such a time as this. But it doesn't seem to be working that way. The insurance company is not wanting to pay off for this fire that started in the flue.
So, this poor Soldier's wife, who is having to endure the loneliness and worry of having a husband in harm's way and having a child who feels abandoned by the Father whom he adores. Is now having to deal with homelessness, seeing all of their belongings mostly ruined and having to deal with a heartless insurance company.
They have tried to find a Lawyer to represent them in this disaster and have finally found one that will listen to them for $250 per hour, however, he is being retained by the offending insurance company, just like all the other Lawyers are. It would be a conflict of interest for him to go after an insurance company that is paying money to retain him. These insurance companies are pretty slick and sleazy that way.
Sure this mother and child will be taken care of by family and friends. Their Church family is offering to do the repair work but they shouldn't have to do it, that is why this family has been paying premiums to this insurance company.
The Husband/Father/Soldier has been notified about the fire but they are mostly keeping him in the dark about their struggles with the insurance company, because he shouldn't have to be worrying about that right now.
I am just a little surprised that there is no organization out there to help Soldier's wives with problems like this. They have even contacted the insurance commission and while they do sympathize, they haven't done anything about it and no attorneys have offered their services.
Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Sunday, April 27, 2008
Saturday, April 26, 2008
Insurance Review
A few weeks ago my Husband was returning a hay fork that he had borrowed to a neighbor's house and since it was so close, he just threw it in the back of the truck without tying it in. Big mistake! You know that most accidents happen close to home.
He was within yards of the neighbor's driveway, when someone backed out in front of him, he swerved to the left and ran into a ditch to avoid contact with the offending car. However. the hay spear went right through the back glass of our truck. The driver of the other vehicle was very nice and apologetic, they went ahead to the neighbor's house to call his insurance company and explain the situation to them and that was the end of that.
His insurance company's adjuster met with my Husband the very next day to look at the truck and told him to go ahead and get it fixed, which my DH did, because you can't just go around with a missing back glass. We also got an e-mail from the company telling us where we could follow the progress of the claim online. We honestly didn't think that they would pay off, since there was no contact between the two vehicles and he didn't have the spear secured properly.
We put the new window on a credit card because we didn't have the cash available at the time. But within just a few days we got a call from a nice man who told us that the check for the window was in the mail, sure enough it arrived the next day. We were very surprised and pleased.
Who was this insurance company, you may ask. It was Progressive Insurance. I believe that when an insurance company reacts to claims in this manner they do nothing but increase their client base. When you feel that you have been treated well these days, then you are going to tell your friends and neighbors. It is getting to be so rare anymore that you are treated right and someone isn't trying to rip you off, that you certainly want to sing the praises of those who are just and fair. We feel like Progressive stepped up to the plate and handled this fairly and didn't penalize my husband for avoiding contact with their client's car.
I have been very positive in this blog about the Progressive Insurance Company but I am going to be very negative in the next one that I write about a different Insurance Company that is being very difficult to deal with.
He was within yards of the neighbor's driveway, when someone backed out in front of him, he swerved to the left and ran into a ditch to avoid contact with the offending car. However. the hay spear went right through the back glass of our truck. The driver of the other vehicle was very nice and apologetic, they went ahead to the neighbor's house to call his insurance company and explain the situation to them and that was the end of that.
His insurance company's adjuster met with my Husband the very next day to look at the truck and told him to go ahead and get it fixed, which my DH did, because you can't just go around with a missing back glass. We also got an e-mail from the company telling us where we could follow the progress of the claim online. We honestly didn't think that they would pay off, since there was no contact between the two vehicles and he didn't have the spear secured properly.
We put the new window on a credit card because we didn't have the cash available at the time. But within just a few days we got a call from a nice man who told us that the check for the window was in the mail, sure enough it arrived the next day. We were very surprised and pleased.
Who was this insurance company, you may ask. It was Progressive Insurance. I believe that when an insurance company reacts to claims in this manner they do nothing but increase their client base. When you feel that you have been treated well these days, then you are going to tell your friends and neighbors. It is getting to be so rare anymore that you are treated right and someone isn't trying to rip you off, that you certainly want to sing the praises of those who are just and fair. We feel like Progressive stepped up to the plate and handled this fairly and didn't penalize my husband for avoiding contact with their client's car.
I have been very positive in this blog about the Progressive Insurance Company but I am going to be very negative in the next one that I write about a different Insurance Company that is being very difficult to deal with.
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